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[서울=뉴시스] 황준선 기자 = 서울 시내 한 은행의 대출창구 모습. 2023.06.26.가계대출이 있는 약 300만명은 원금과 이자를 갚는 데 연 소득의 70% 이상을 투입하는 것으로 나타났다. 이 가운데 175만명은 소득보다 원리금 상환액이 많았다.2일 한국은행이 국회 기획재정위원회 소속 양경숙 더불어민주당 의원에게 제출한 '가계대출 현황' 자료에 따르면 3월 말 현재 국내 가계대출 차주는 1977만명, 이들의 대출 잔액은 1845조3000억원이다.한은이 자체 가계부채 데이터베이스(약 100만 패널 데이터)를 기초로 추정한 결과다.가계대출 잔액은 지난해 말과 비교해 15조5000억원(0.8%) 줄었고 차주 수도 4만명(0.2%) 줄어들었다. 1인당 평균 대출금은 9392만원에서 9334만원으로 58만원(0.6%) 감소했다.가계 대출자의 평균 총부채원리금상환비율(DSR)은 40.3%로 추정됐다. DSR은 대출자가 내는 금융부채 원리금 부담이 소득의 어느 정도 수준인지를 나타내는 지표다.가계 대출자의 평균 DSR은 지난해 말 40.6%를 기록해 40%대로 올라선 뒤 이번에도 40%대를 유지했다. 지난해 말 DSR이 40%대를 찍은 것은 2018년 4분기(40.4%) 이후 4년 만이었다.DSR이 70% 이상인 대출자 수는 299만명(전체의 15.2%)으로 추산됐다. DSR이 100% 이상인 차주도 175만명(8.9%)에 달했다.보통 금융 당국은 DSR이 40% 미만이면 낮은 수준, 40~70% 정도면 중간 수준, 70% 이상이면 높은 수준으로 분류한다.. <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">a180d 장기렌트</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">남구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">x6 리스</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">서초구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">b220 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">glc 220d 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">s클래스 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">glc 300 리스</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">수영구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">eqs 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">cls 300d 장기렌트</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">노원구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">glc 장기렌트</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">서구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">5시리즈 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">b200d 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">b220d 리스</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">영등포구 강아지분양</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">장안구 강아지분양</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">구로구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">gls600 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">x4 장기렌트</a> <a href="https://sl-energy.co.kr/19" target="_blank" rel="noreferrer noopener">가정용 태양광</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">관악구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">7시리즈 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">gla 250 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">eqb 장기렌트</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">사하구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">gle 350e 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">gls 400d 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">gls 400d 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">a180 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">x5 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">a200 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">glb 250 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">gle 350e 장기렌트</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">강동구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">eqt 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">cls 450 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">b180d 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">s클래스 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">eqc 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">x3 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">glb 200d 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">cla 250 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">c클래스 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">gle 450 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">cls 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">glb 200d 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">a200d 장기렌트</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">은평구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">a250e 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">eqb300 리스</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">해운대구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">7시리즈 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">b250e 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">glc 300 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">b250 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">x4 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">e300 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">cls 300d 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">cla 250 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">glb 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">glb 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">glc 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">b200d 장기렌트</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">금천구 강아지분양</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">동래구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">a250e 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">gla 250 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">eqb 리스</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">부산진구 강아지분양</a> <a href="https://sl-energy.co.kr/19" target="_blank" rel="noreferrer noopener">가정집 태양광</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">a220d 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">gls 580 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">eqs 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">b200 리스</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">영도구 강아지분양</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">사상구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">x3 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">glb 250 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">eqt 리스</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">x7 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">a250 리스</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">송파구 강아지분양</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">강서구 강아지분양</a> <a href="https://sl-energy.co.kr/CheonanSolar" target="_blank" rel="noreferrer noopener">천안 태양광</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">gle 450 장기렌트</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">glc 220d 장기렌트</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">양천구 강아지분양</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">금정구 강아지분양</a> <a href="https://band.us/@dogandcat" target="_blank" rel="noreferrer noopener">연제구 강아지분양</a> <a href="https://band.us/@slautocar" target="_blank" rel="noreferrer noopener">x7 리스</a>
